After a car accident, one of the biggest decisions you’ll face is whether to use OEM (Original Equipment Manufacturer) or aftermarket parts for repairs. This choice impacts safety, performance, cost, and even your car’s resale value.
This guide breaks down:
✔ What OEM and aftermarket parts really are
✔ Safety & performance differences (crash tests prove it)
✔ When to choose each type
✔ How insurance companies influence your options
🔧 OEM vs. Aftermarket Parts: Key Differences
FeatureOEM PartsAftermarket PartsDefinitionMade by your car’s manufacturer (e.g., Toyota, Ford)Made by third-party companiesCost60-80% more expensiveBudget-friendlyFit & FinishPerfect matchMay need adjustmentsWarrantyCovered by automakerVaries (some have lifetime warranties)Safety TestingMeets exact OEM crash standardsNot always crash-tested
⚠️ Safety Concerns: What Crash Tests Show
OEM parts: Designed to work with your car’s crumple zones and airbag sensors.
Aftermarket parts: Some independent tests reveal:
Weaker metals in bumper reinforcements
Misaligned body panels affecting aerodynamics
Poor fitment causing leaks or electrical issues
Real-world example:
A 2022 IIHS study found aftermarket bumpers failed to absorb impact like OEM parts in 30% of cases.
💰 Insurance Companies & Your Repair Options
Most insurers prefer aftermarket parts (to cut costs).
You can demand OEM parts if:
Your car is new (under 3 years old)
Your policy has an OEM endorsement
You’re willing to pay the difference
Pro Tip:
Check your policy for “like kind and quality” clauses—some let insurers use aftermarket unless you dispute it.
✅ When to Choose OEM Parts
✔ Your car is under warranty
✔ Safety-critical components (airbag sensors, frame parts)
✔ Luxury/performance vehicles (fitment is crucial)
🛠️ When Aftermarket Parts Are OK
✔ Non-structural parts (mirrors, trim pieces)
✔ Older cars (where cost outweighs benefits)
✔ If the shop guarantees fitment
🚗 What About “Certified” Aftermarket Parts?
Some brands (like CAPA-certified) meet higher standards. Ask your shop:
“Are these parts CAPA/NSF certified?”
“Do you warranty the labor if they don’t fit?”
🔍 How to Ensure Quality Repairs
Choose a shop with OEM certifications (e.g., Honda ProFirst, GM Collision Repair Network).
Request pre- and post-repair scans (even for minor collisions).
Ask for OEM procedures (many shops skip steps to save time).
💡 The Bottom Line
OEM = Safest, most reliable, but expensive.
Aftermarket = Affordable, but quality varies widely.
Always get a detailed estimate listing exactly which parts will be used.
Have experience with aftermarket/OEM parts? Share your story below! 🚘
(Worried about insurance pushback? Read: “How to Fight for OEM Parts in Your Claim.”)